A wind mitigation inspection is required by insurance companies, to properly identify the home’s structural components that help protect it from hurricane-force winds and flying debris. Our inspection documents and details these components in a comprehensive report. When this report is submitted to the insurance company, they will provide deductions for these specific features. The more protective features your home has the higher discounts you should receive. The wind mitigation inspection report is generally good for 4-5 years from the date of inspection.
Knowing as much as possible about the home you are about to purchase before your purchase is a good idea. An inspection provides a much clearer understanding of the property condition and helps identify potential problems or issues that can be addressed upfront rather than sometime after you move into the home. Without an inspection, you accept the property regardless of known or unknown defects.
If you have questions after the inspection, that’s great because you can contact us and we will be happy to answer any questions you might have.
A home inspection is a limited, visual survey and basic performance evaluation of the systems and components of a home using normal controls that provide information regarding the general condition at the time of the inspection. It is not intended to be a comprehensive investigation or exploratory probe to determine the cause or effect of deficiencies noted by the inspector.
Here are items that we report and survey during an inspection. We report the general condition and its components.
Yes, we try to be as meticulous as possible, however, we cannot inspect items that we cannot see (for example under floors, through ceilings, behind walls, etc.) and areas we cannot physically access during the inspection.
In the event a termite inspection is needed, we work hand and hand with a local state-licensed qualified (WDO) inspector. Termite inspections start at $100.
There is no such thing as a perfect house, most home inspection findings, reveal minor imperfections and suggested maintenance recommendations. Occasionally major defects and safety hazards are discovered, whereupon you and your Realtor can decide how to advance after the inspection.
The report is yours. Only with your consent will we provide a report to another party. When scheduling the inspection, we will ask if you prefer us to send additional copies to any other parties. Typically, most clients request we provide a copy to their agent.
NO ! See referenced link for the Florida ruling July 2014 -SB 1672
YES, IN 2009 – HOUSE Bill 1495 WAS PASSED BY THE LEGISLATURE AND SIGNED BY THE GOVERNOR
“an individual or entity who knowingly provides or utters a false or fraudulent mitigation verification form with the intent to obtain or receive a discount on an insurance premium to which the individual or entity is not entitled commits a misdemeanor of the first degree, punishable as provided in s. 775.082 or s. 775.083.”
ALSO, IN 2010 NEW LEGISLATIVE House Bill 663
Stiffened the penalties to inspectors that knowingly sign inspection forms that they are aware are incorrect, or that exhibit a pattern of unjustified mitigation credits.